Large Loss Specialist
WHO WE ARE
IMT is proud of our heritage and will never forget where our roots are firmly planted. Locally run from its office in West Des Moines, Iowa, IMT has been a Midwest company since it was founded in Wadena, Iowa in 1884. That’s 140 years!
Today, IMT continues to offer a strong line of personal and commercial insurance products for which it has always been known, along with exceptional service for a competitive price. Our products are offered through Independent Agents throughout a six-state territory – Iowa, Illinois, Minnesota, Nebraska, South Dakota and Wisconsin.
LARGE LOSS SPECIALIST
Step into the dynamic world of insurance with IMT Insurance's opportunity for a Large Loss Specialist in Central Iowa! In this role, you'll be at the forefront of managing both personal and commercial property claims, tackling challenges head-on with your analytical prowess and attention to detail. We're seeking someone who can effortlessly juggle multiple projects while maintaining accuracy and delivering top-notch service. As an IMT Large Loss Specialist, you'll dive into investigations, analyze coverage, liability, and damages, all while striving to reach fair settlements with our insureds. If you're ready to unleash your skills in a fast-paced environment and be part of a supportive team, apply online today!
A DAY IN THE LIFE
Provide customer service to insureds, investigate claims, take recorded statements, determine liability, set reserves and make claim payments
Responsibilities also include the handling losses under all coverages of personal and commercial lines policies. Includes the ability to scope, estimate, and settle losses in excess of $750,000
Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses
Conduct on-site inspections, evaluates damages, and handle claim negotiations with insureds, claimants, attorneys, and public adjusters
Capable of interpreting complex expert reports and communicating that information to all interested parties.
Relies on experience and judgment to plan and accomplish goals
May direct the work of others
Works under minimal supervision to perform the functions of the job
Must be willing to travel for Catastrophe duty if necessary
Must be located in IMT writing territory or willing to relocate to be considered. Ideal candidate will have working knowledge of state specific laws and regulations within IMT writing territory
Ability to communicate and work with municipalities in review and consideration of policy coverages
DESIRED QUALIFICATIONS
10+ years of insurance and 5+ years of large loss property claim experience
A college degree or equivalent
Construction background preferred but not required
Ability to read, problem solve and pay close attention to details. This includes but is not limited to complex reporting and maintaining detailed file activity documentation
Ability to listen and communicate to the customer, both verbally and in writing in a professional manner
Ability to operate standard office computer system
Has the ability to inspect, scope and write all aspects of building estimates for personal and commercial lines policies using Xactimate. The ideal candidate will have been through Xactimate
Ability to climb a ladder and execute other physical requirements to properly ascertain claim damages
Maintain technical expertise and knowledge of current trends and techniques in the market
Must maintain valid driver's license due to required fieldwork
Must develop and maintain strong negotiation skills
Must be a self-starter with the ability to organize and complete essential job functions daily
Substantial travel with extended driving. Overnight stays are to be expected
BENEFITS & PERKS
At IMT Insurance, we are committed to our employees and their families. Joining our team means far more than just a paycheck. Our office, established in 2018, offers a fitness room, game room, and various collaboration areas. This position includes hybrid work arrangements, learning and development opportunities, and more!
Below is a list of what IMT offers our employees:
Medical, dental, and vision insurance
AD&D insurance
401K retirement savings accounts
Spending accounts
Long and short-term disability
Profit share
Employee assistance program
Additional voluntary benefits
The salary range for this position is $85,000.00 - $112,000.00
Starting salary and level of position will depend on level of experience
WHAT DEFINES US
Our vision is to provide peace of mind in the moments that matter.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant based on race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.
Our agents and customers come from all walks of life and so do we. Our goal is to hire great people from a wide variety of backgrounds, because it makes our team stronger. If you share our values and our passion for creating a Worry Free life for others, we want to talk to you!
